CIA Insurance & Risk Management

21
Jan

Why It’s Essential to Be Cyber Resilient in a COVID-19 World

On average, hacking attempts happen every 39 seconds to electronic devices connected to the internet, according to the University of North Georgia. Even worse, this rate has greatly increased during the COVID-19 pandemic since more people are now using the internet. Many cybercriminals are using the COVID-19 subject to lure people into clicking on malicious links, opening spam messages, and

Read more

13
Jan

What is an Employee Assistance Program and How Will It Help Your Employees?

Employers typically want to get maximum effort and productivity from their employees.  One strategy you can use to achieve this goal is to create a happy workplace for your employees by implementing an Employee Assistance Program (EAP). Employee Assistance Program – An Overview An Employee Assistance Program (EAP) is a counseling and consultation service that aims to increase performance in

Read more

28
Dec

Automobile Insurance Guide

23
Dec

Why You Should Review Employee Benefits with Your Staff

Most business owners understand that their employee benefits package is a powerful tool for attracting the best candidates and retaining their current staff members.  This is why they spend so much time and money creating an enticing array of benefits for their employees.  However, what’s the point of creating a great employee benefits package if none of your staff know

Read more

17
Dec

Avoid These Driving Habits During Winter to Stay Safe

Every year, more than 20% of car crashes happen in winter alone due to the heavy snow and sleet that reduces visibility and makes roads slippery, as reported by the Federal Highway Administration (FHWA). For this reason, the National Weather Service (NWS) outlines safety measures during winter to help drivers stay safe on the roads. At times, the risk could

Read more

19
Nov

Recognizing Employee Requests for ADA Accommodations

Under the Americans with Disabilities Act (ADA), employers with at least 15 employees must grant employee requests for ADA accommodations, except in cases where such accommodation would lead to “undue hardship.” It is worth noting that under the ADA, accommodations do not mean special treatment. In fact, in most cases, they benefit all employees. The Equal Employment Opportunity (EEO) laws

Read more

11
Nov

Why Do You Need Personal Liability Insurance Coverage?

When accidents happen on your property, you can be held responsible for medical costs, pain and suffering, and other damages to an injured party. As reported by the Insurance Information Institute (III), about 5% of insured homes file a claim every year. With liability losses amounting to hundreds of thousands of dollars, a single lawsuit can threaten your finances. To

Read more

29
Oct

COVID-19 Triggers Extended Insurance Grace Period and Other Relief

In times of crisis, American insurance companies usually offer extended insurance grace periods to their customers affected by such disasters. For instance, after the wildfires of 2019, the California Department of Insurance (CDI) instructed all insurance companies in the state to grant 60-day insurance grace periods for their customers, particularly customers in wildfire-prone areas. Similarly, when Hurricane Harvey hit Texas

Read more

8
Oct

4 Questions to Ask About Insurance before Launching an Online Store

Thanks to business models such as affiliate marketing and drop shipping, all you need to start an e-commerce business today is an internet connection and an internet-enabled device. To put it another way, you do not even need to keep the products you sell in stock. However, similar to a brick-and-mortar business, an e-commerce business is also exposed to liability

Read more

24
Sep

Affordability Percentages Will Increase for 2021

On July 21, 2020, the IRS released the ACA affordability percentages for 2021. These changes take effect for taxable plan years beginning January 1, 2021. Here are important details to know so you’re prepared to adjust affordability percentages. Understanding the ACA Update The IRS updated contribution percentages for 2021 for employer-sponsored coverage on July 21, 2020. This coverage will be

Read more

COVID-19 Update :


At CIA Insurance, we are doing everything we can to keep you up to date on COVID-19. Please check back for up to date resources.Learn More