CIA Team

2
Jul

4 Ways to Rebuild Small Businesses

The COVID-19 pandemic has forced several small businesses to remain shut down. According to a survey, 92% of small businesses have experienced adverse effects due to the pandemic. Here are some ways to rebuild your small business after COVID-19. 1. Update All Financial Records Go through all your financial statements and assess how much damage has occurred. Compare this year’s numbers

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25
Jun

Directors’ and Officers’ Liability Insurance

In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Large corporations and privately held companies, including non-profits, are not exempt from litigation arising out of the management decisions of their boards. Regardless of your company’s size, the legal cost to defend a director is substantial, as are the potential

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18
Jun

Spike in Thefts at Businesses Close-Down Due to COVID- 19

While business shutdowns have been necessary during the coronavirus pandemic to prevent the spread of the dangerous virus, a consequence has been theft of vacant commercial properties. Several major cities such as New York City to Raleigh, North Carolina have experienced crime spikes during the crisis. Here’s a brief look at the security challenges facing temporarily closed or limited businesses. Increased Opportunities

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11
Jun

Redesigning the Workplace Post COVID to Ensure Maximum Employee Benefits

The COVID-19 pandemic has affected many aspects of the workplace. Safety and monetary constraints are among the major changes brought forth by COVID-19. Not only will this impact employee benefits offered by companies, but it will also pave the way for redesigning the office. Employers can consider the following best practices to prevent the spread of future diseases and protect their employees’

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26
May

The Impact of COVID-19 on Workers’ Compensation Insurance

Organizations across the United States are implementing policies to minimize the potential spread of the coronavirus and protect their health. However, it is also pertinent for employers to review their workers’ compensation insurance for COVID- 19 related claims, as the impact on workers’ compensation system will not be uniform across industries. Workers’ Compensation Insurance Rules in Michigan The threshold for COVID- 19 compensability

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21
May

OSHA Issues New Guidance to Manage N95 Mask Shortage During COVID- 19

The Occupational Safety and Health Administration (OSHA) has issued interim enforcement guidance regarding respiratory protection, given the nationwide N95 shortage during the COVID- 19 pandemic. Here are some important points to know about the OSHA enforcement guidelines for respiratory protection standards: The new guidelines apply to all industries (including the healthcare industry) and workplaces where the respiratory protection standard (29 CFR § 1910.134)

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19
May

Expanding Health Plan Coverage for Employees During COVID-19

As an employer, you can afford better protection for your employees by making specific health plan changes, such as: Offering a mid-year enrollment window to employees who had not opted for a cover in the previous window. Foregoing certain eligibility requirements for employees that have been laid off, such as active service or minimum hours of work. FSAs, HSAs and HRAs

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14
May

How to Work From Home and Be Productive During COVID- 19

Many organizations have asked their employees to work from home in the COVID- 19 pandemic to minimize social contact and prevent the spread of the coronavirus. However, if you have never worked from home before, it may be a challenging proposition. Below are some tips on living in your home during COVID- 19 and working to make the transition easy: Set a Schedule

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28
Apr

COVID-19 – Federal Laws Affecting Health Care

The Families First Coronavirus Response Act (FFCRA or Act) Effective March 18, 2020, the Families First Coronavirus Response Act (FFCRA) requires group health plans and health insurance issuers to cover COVID-19 testing without imposing any cost sharing (such as deductibles, copayments or coinsurance) or prior authorization or other medical management requirements. This coverage mandate applies to the following health plans

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21
Apr

Malpractice Concerns Amplified for Providers on Coronavirus Front Lines

A shortage of acute care doctors and nurses to care for patients suffering from COVID-19 has forced many medical professionals to assume new roles and responsibilities. They are working long hours treating an unprecedented volume of gravely ill patients, often in unfamiliar settings and with insufficient personal protective gear. Many are forced to make life-and-death decisions due to shortages of

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COVID-19 Update :


At CIA Insurance, we are doing everything we can to keep you up to date on COVID-19. Please check back for up to date resources.Learn More