Business

26
Mar

What the State of the Union Address Means for Employee Benefits

How Trump’s 2020 State of the Union Address could affect the employee benefits market. On February 4, 2020, President Donald Trump gave the annual State of the Union Address.  This year, Trump’s speech covered a range of topics that could potentially impact the employee benefits industry.  Curious to learn more?  Then here is a brief overview of how the 2020

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19
Mar

Dispelling Common Misconceptions About the Insurance Industry

Don’t believe these common insurance misconceptions. While most people understand the need to secure different types of insurance, when it comes down to it, the general public knows very little about the world of insurance.  Unfortunately, this lack of knowledge often leads to misunderstandings, and belief in common insurance misconceptions can cause people to make uninformed coverage decisions.  To ensure

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12
Mar

Comparing Professional Liability and Errors and Omissions Insurance

Are these commercial coverages actually different? If you own a company and are looking to secure the right business insurance in Michigan, then you have probably heard about professional liability insurance.  However, you may have also heard this coverage referred to as errors and omissions (E&O) insurance.  But are these types of coverage really the same?  Here’s what business owners

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27
Feb

Reviewing the Repeal of the Cadillac and Other ACA Taxes

Understanding the effects of the three repealed ACA taxes and fees. On December 20, 2019, the Trump administration signed the 2019 continuing spending resolution that repealed several Affordable Care Act (ACA) taxes.  With these repeals coming into effect this year and next, it’s important for employers to understand how the repeals will affect their bottom lines.  To keep you informed,

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20
Feb

Ask These Questions to Better Understand Your Business Insurance

Here are some of the things you should ask your insurance agent about. As a business owner, you want to do everything in your power to protect your company.  This is why it’s so important to have the right business insurance in Detroit, Michigan. Unfortunately, many business owners do not know enough about commercial insurance to make informed coverage decisions. This is

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13
Feb

Small Businesses Need to Watch Out for These Workers Compensation Mistakes

Don’t make these common mistakes with your workers compensation insurance. Workers compensation insurance is one of the only legally mandated forms of business insurance in Detroit, Michigan.  Unfortunately, many small business owners are not familiar with this type of coverage, and they often make costly mistakes.  To ensure that you aren’t violating your state’s insurance laws or overpaying for your

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30
Jan

Learn About the IRS Offering Relief for 2019 ACA Reporting

What IRS transition relief means for 2019 ACA reporting. On December 2, 2019, the IRS issued a notice that changes ACA reporting standards for employers.  Notice 2019-63 comes as a result of the IRS recognizing that employers may need additional time to prepare the appropriate ACA documentation and paperwork.  Curious to see what IRS transition relief means for you?  Then

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23
Jan

Set These New Year’s Resolutions for Business Success

Set these resolutions to grow your business this year. 2020 if officially here!  While you may have made a point to set new year’s resolutions for your personal improvement, have you thought about making goals for your business’s success?  If you want to grow your business this year, then here are some of the resolutions that you should set for

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16
Jan

Suggestions for Creating an IT Disaster Recovery Plan for Your Business

Prepare your company for the worst with an IT disaster recovery plan. Today, data loss is one of the most serious risks that every company has to face.  While having the right business insurance, can help, it isn’t enough to completely eliminate your risk.  Because most businesses create, manage, and store a massive amount of information, there is a lot

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26
Dec

Why Employers Should Educate Their Staff About Accessing Their Employee Benefits

Why you should review your employee benefits with your staff. Most business owners understand that their employee benefits package is a powerful tool for attracting the best candidates and retaining their current staff members.  This is why they spend so much time and money creating an enticing array of benefits for their employees.  But what’s the point of creating a

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COVID-19 Update :


At CIA Insurance, we are doing everything we can to keep you up to date on COVID-19. Please check back for up to date resources.Learn More