Business

23
Dec

Why You Should Review Employee Benefits with Your Staff

Most business owners understand that their employee benefits package is a powerful tool for attracting the best candidates and retaining their current staff members.  This is why they spend so much time and money creating an enticing array of benefits for their employees.  However, what’s the point of creating a great employee benefits package if none of your staff know

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19
Nov

Recognizing Employee Requests for ADA Accommodations

Under the Americans with Disabilities Act (ADA), employers with at least 15 employees must grant employee requests for ADA accommodations, except in cases where such accommodation would lead to “undue hardship.” It is worth noting that under the ADA, accommodations do not mean special treatment. In fact, in most cases, they benefit all employees. The Equal Employment Opportunity (EEO) laws

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8
Oct

4 Questions to Ask About Insurance before Launching an Online Store

Thanks to business models such as affiliate marketing and drop shipping, all you need to start an e-commerce business today is an internet connection and an internet-enabled device. To put it another way, you do not even need to keep the products you sell in stock. However, similar to a brick-and-mortar business, an e-commerce business is also exposed to liability

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24
Sep

Affordability Percentages Will Increase for 2021

On July 21, 2020, the IRS released the ACA affordability percentages for 2021. These changes take effect for taxable plan years beginning January 1, 2021. Here are important details to know so you’re prepared to adjust affordability percentages. Understanding the ACA Update The IRS updated contribution percentages for 2021 for employer-sponsored coverage on July 21, 2020. This coverage will be

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9
Jul

4 Critical Mistakes to Avoid When Filing Insurance Claims as a Small Business Owner

Running a small business involves some risks. Natural disasters, equipment failures, and accidents that result in injuries can put your business in a difficult position. The best way to save your business from these risks is to buy a comprehensive business insurance policy. However, to make the most out of the claims process, you need to avoid these mistakes that

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2
Jul

4 Ways to Rebuild Small Businesses

The COVID-19 pandemic has forced several small businesses to remain shut down. According to a survey, 92% of small businesses have experienced adverse effects due to the pandemic. Here are some ways to rebuild your small business after COVID-19. 1. Update All Financial Records Go through all your financial statements and assess how much damage has occurred. Compare this year’s numbers

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18
Jun

Spike in Thefts at Businesses Close-Down Due to COVID- 19

While business shutdowns have been necessary during the coronavirus pandemic to prevent the spread of the dangerous virus, a consequence has been theft of vacant commercial properties. Several major cities such as New York City to Raleigh, North Carolina have experienced crime spikes during the crisis. Here’s a brief look at the security challenges facing temporarily closed or limited businesses. Increased Opportunities

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28
Apr

COVID-19 – Federal Laws Affecting Health Care

The Families First Coronavirus Response Act (FFCRA or Act) Effective March 18, 2020, the Families First Coronavirus Response Act (FFCRA) requires group health plans and health insurance issuers to cover COVID-19 testing without imposing any cost sharing (such as deductibles, copayments or coinsurance) or prior authorization or other medical management requirements. This coverage mandate applies to the following health plans

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21
Apr

Malpractice Concerns Amplified for Providers on Coronavirus Front Lines

A shortage of acute care doctors and nurses to care for patients suffering from COVID-19 has forced many medical professionals to assume new roles and responsibilities. They are working long hours treating an unprecedented volume of gravely ill patients, often in unfamiliar settings and with insufficient personal protective gear. Many are forced to make life-and-death decisions due to shortages of

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26
Mar

What the State of the Union Address Means for Employee Benefits

How Trump’s 2020 State of the Union Address could affect the employee benefits market. On February 4, 2020, President Donald Trump gave the annual State of the Union Address.  This year, Trump’s speech covered a range of topics that could potentially impact the employee benefits industry.  Curious to learn more?  Then here is a brief overview of how the 2020

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COVID-19 Update :


At CIA Insurance, we are doing everything we can to keep you up to date on COVID-19. Please check back for up to date resources.Learn More