Business

16
Jan

Suggestions for Creating an IT Disaster Recovery Plan for Your Business

Prepare your company for the worst with an IT disaster recovery plan. Today, data loss is one of the most serious risks that every company has to face.  While having the right business insurance, can help, it isn’t enough to completely eliminate your risk.  Because most businesses create, manage, and store a massive amount of information, there is a lot

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26
Dec

Why Employers Should Educate Their Staff About Accessing Their Employee Benefits

Why you should review your employee benefits with your staff. Most business owners understand that their employee benefits package is a powerful tool for attracting the best candidates and retaining their current staff members.  This is why they spend so much time and money creating an enticing array of benefits for their employees.  But what’s the point of creating a

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19
Dec

The Business Insurance Questions You Need to Be Asking

Essential questions you need to ask about your commercial coverage. While the world of business is often unpredictable, your business insurance shouldn’t be.  Unfortunately, many business owners do not take the time to read through and truly understand their policies.  This leaves them confused and frustrated when they find out that their policy will not cover a claim as they

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26
Nov

DOL Issues New Salary Limits for Overtime Exemptions

On Sept. 24, 2019, the U.S. Department of Labor (DOL) announced a new final rule that updates the salary thresholds that some individuals must meet in order to qualify for a minimum wage and overtime exemption under the federal Fair Labor Standards Act (FLSA). The final rule becomes effective on Jan. 1, 2020. The final rule affects the exemptions for

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14
Nov

3 Costly Mistakes that Fleet Managers Should Avoid

These mistakes will cost you dearly. As a fleet manager, your business relies on the safety and efficiency of your drivers.  However, as the pressure to meet delivery deadlines mounts, your drivers may be more likely to make risky decisions that put themselves and others at risk.  While having the right business insurance, is one way to mitigate your risk,

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24
Oct

Identifying the Main Differences Between Personal and Commercial Auto Insurance

How commercial auto insurance protects your business. If you own a car, then you know that you need to secure car insurance.  Well, the same goes for your business.  If your company owns and operates vehicles, then you need to secure commercial auto insurance to protect your company cars and the employees that drive them.  But what makes commercial auto

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17
Oct

How Medicare Changes Will Affect Nursing Homes and Home Healthcare

Understanding the effect that Medicare’s new payment model has on skilled-nursing facilities. On October 1st, Medicare enacted its new Patient Driven Payment Model (PDPM).  This model changes how skilled-nursing facilities are paid under Medicare by moving away from a reimbursement system based on the volume of therapy services a patient receives.  Under PDPM, reimbursement will be based on the patient’s

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26
Sep

Which Employee Benefits Influence Worker Job Decisions the Most?

Workers consider healthcare coverage a more attractive employee benefit than 401(k)s. Currently, the U.S. is suffering through a retirement crisis where millions of employees lack the savings and assets to retire comfortably.  Given this, you would assume that employers offering 401(k)s would be sought after by workers looking for a new job.  However, survey data shows that workers are actually

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19
Sep

Strategies for Safeguarding Your Business’s Digital Assets

Take these steps to protect your business’s online information. For business owners, the idea of a major cyber attack is enough to make their blood run cold.  This is because recent cases have shown just how devastating cyber security breaches can be for a company.  While a large corporation might have the resources to cover the losses associated with a

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12
Sep

Protecting Your Home Health and Assisted Living Facility with Abuse Insurance

Understanding what abuse insurance can do for your home health agency, assisted living facility, or nursing home. Any organization that provides care or services for vulnerable populations is at risk for claims of abuse.  This risk is particularly worrying for businesses that are dedicated to caring for the sick, disabled, and elderly.  While you can take precautionary measures to reduce

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