The Company of Choice For Those Looking For More Than Insurance Products.
Our unique Pathway Process is to build strategic insurance and risk management programs for our clients.
Our program is based on two main goals
1. Complete a comprehensive organizational assessment to learn about your organization’s strengths, weaknesses, threats and opportunities.
2. Execute and implement a plan unique to your organization utilizing the information learned in this organizational assessment. We will capitalize on your strengths and opportunities. We provide resources and consultation to better manage your weaknesses and threats.
CIA’s Pathway process is holistic in its approach. With many different types of risks that an organization faces on a daily basis, we have identified 3 areas of risk:
Creates a physical loss in the company
Impacts the day-to-day operations of the company
Impacts the financial future of the organization
As an organization, you can Eliminate, Mitigate, Finance, Transfer or Assume a risk.
Our process begins with a discovery meeting where we take the time to listen, get to know you and understand what’s most important to you, your family or your business. We gather all pertinent information to develop a detailed picture of your needs, objectives and exposure to risk.
This is achieved by bringing together the right team of professionals with the specialized knowledge and expertise required for each client engagement. Our depth of experience as advisors provides you with a key advantage in the discovery phase. Our team members take a proactive approach, asking the kind of probing and insightful questions that can only come from years of experience consulting with and developing custom solutions for individuals and businesses. This consultative approach is designed to uncover potential risks, identify dependencies and bring you depth of thought leadership across our broad pool of talented professionals.
All of the information and data we collect from you is analyzed to help identify and determine high impact areas that are currently affecting or may eventually affect you or your business. This is where insight and experience play a critical role. Our clients often “don’t know what they don’t know.” This is where our experience is brought to bear, helping to quickly and proactively identify areas of risk that you may not even be aware of. Based on in-depth analysis, we develop a series of recommendations personalized to your needs.
After reviewing our recommendations with you, we begin the implementation phase. This involves mapping out your strategy, providing detailed timelines for the programs and solutions that will help you reach your goals in the most timely and cost-effective manner. During this phase, we focus heavily on education and training, as applicable, to ensure you and other interested parties fully understand the recommended steps and action plans designed to help meet each objective on your path to achieving stated goals.
Monitoring is a critical step—and one that sets us apart from other financial services organizations. We continually and proactively monitor your progress against established goals and timetables to ensure your strategy is performing in line with expectations. As economic, market conditions or changes in your life or business take place, we will adjust recommendations as necessary to keep you on the path to your goals. When changes do take place, based on your needs or outside influences, we are there to quickly re-evaluate conditions and circumstances, and adjust programs, strategies or timelines as needed. Proactive monitoring helps provide our individual and business clients with the peace of mind they seek, knowing they have a competent guide and advocate to lead them on the path to achieving their stated goals.