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What to Know About New HRA Expansion Rule

Learn how the new HRA final rule offers employers and employees new opportunities. On June 13, 2019, the Department of Labor, the Department of Health and Human Services, and the Treasury Department

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Homeowners Insurance Vs. Inland Marine Insurance

How are homeowners and inland marine insurance different when it comes to coverage for your belongings? Part of your responsibility as a homeowner is securing the right insurance coverage to take

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The Benefits of Establishing a Solid Return-to-Work Policy

How establishing a return-to-work program will help your business’s bottom line. As an employer, one of the last things that you want to deal with is an employee injury.  Unfortunately,

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What to Know About American Patients First Initiative

Learn more about the Trump administration’s initiative to regulate prescription drug costs and improve healthcare transparency. In 2018, the Trump administration began exploring new strategies

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Take These Precautions to Keep Your Home Safe While You’re on Vacation

Take these home safety precautions before leaving on your vacation. Are you taking a vacation this summer?  If so, then the last thing you want is for your relaxing getaway to be interrupted by the

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Understanding New Opinion Letter Regarding the Family and Medical Leave Act

Learn about the DOL’s new opinion letter on the FMLA. Recently, the DOL (Department of Labor) announced the introduction of an opinion letter regarding wage and hour compliance with the Family

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Purchase Eligible Products on Amazon with Your HSA or FSA

Online retailer Amazon recently announced that you can now use your flexible spending account (FSA) or health savings account (HSA) to purchase eligible medical products on its site.  Amazon’s FSA

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How Having Commercial Insurance Can Improve Your Brand Image

How the right commercial coverage can help your company branding. As a small business owner, establishing a recognizable brand is likely one of your main areas of concern.  While launching a

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What Business Owners Need to Know About the Telephone Consumer Protection Act (TCPA)

What businesses need to know about the TCPA. While most people haven’t heard of the TCPA (Telephone Consumer Protection Act), it is actually a huge deal for businesses.  In fact, TCPA related

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How Homeowners Can Manage Their Risk When Working with Contractors

Protect yourself when working with home contractors. As a homeowner, you will eventually need to hire a contractor to address property repairs or renovations.  While this might seem like a routine

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Exploring Alternative Forms of Funding for Your Employee Benefits Plan

Employers, consider these alternative funding approaches for employee health benefits. In the past, alternative funding solutions for health benefits were primarily available to large corporations. 

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4 Tips to Help Your Small Business Stand Out from the Competition

Try out these suggestions to make your small business stand out from the competition. Promoting your small business is a difficult task.  Not only do you need to worry about other small businesses

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Risk Management Considerations for Hiring Independent Contractors

Learn about the risk management strategies you should employ when it comes to working with independent contractors. As a business owner, it is your responsibility to mitigate your company’s

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What Homeowners Need to Know About Sewer Backup Coverage

Insurance to protect your property from sewer backup damage. As a homeowner, it’s vital to protect your property with the right insurance coverage.  While standard home insurance policies

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What You Should Do to Assist with Your Total Loss Vehicle Claim

Here are some of the steps that you should take when your car has been declared a total loss. If you’ve been in a major auto accident, then there’s a good chance that your insurer will

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How to Safeguard Your Small Business Against Common Risks

Take steps to protect your company against common commercial risks. As a small business owner, you know that you are subject to a considerable amount of risk.  This is why it’s important to

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Suggestions for Attracting and Retaining the Best Caregivers

How you can attract and keep talented caregivers on your staff. As the population continues to age, the demand for home healthcare services is increasing at a rapid rate. In order to keep up with

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How Education Can Help Your Employees Manage Their Benefits

Proper education is the key to helping your employees control and understand their benefits. When open enrollment rolls around, many employees are confused and unsure about how to proceed with the

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Important Health Insurance Terms That You Should Know

Here are some essential health insurance terms defined and explained. For those of us who are not highly experienced in the health insurance industry, navigating the market can be a confusing and

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How Your Business Can Avoid Common Workers Comp Mistakes

Try out these suggestions to avoid common workers compensation insurance pitfalls. If you run a business, then it is your responsibility to protect and care for your employees.  One of the best ways

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Why Michigan Commercial Auto Rates are the Highest in the Country

Learn about some of the factors driving Michigan’s high commercial auto insurance rates. Recently, Insurance Marketplace Realities released their 2019 report that predicts that commercial auto

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The Impact of Data Breaches on the Healthcare Industry

How do cyber security breaches affect the healthcare industry as a whole? While the increased use of technology in the healthcare sector has helped to improve clinical outcomes and the delivery and

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Load Up on These Heart-Healthy Foods This American Heart Month

Eating more of these foods will improve your cardiovascular health. February is American Heart Month, a month that encourages the public to take better care of their heart health.  One major goal of

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Tips for Creating the Perfect Valentine’s Day Care Package

Fun ideas for your Valentine’s Day care package. If you’re in a long-distance relationship, then Valentine’s Day can be a sad reminder that your loved one is far away.  However,

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Making These Auto Insurance Mistakes Could Cost You

Don’t make these expensive car insurance mistakes. For many car owners, securing and managing their auto insurance is a challenging task.  As a result, they often make mistakes when it comes to

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Get Ready for These OSHA Deadlines

Business owners, prepare to send OSHA your injury and illness data. In accordance with their new employer recordkeeping rule, OSHA requires that certain business and commercial entities send in their

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