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Benefits of Commercial General Liability Insurance
Even in the most well-run businesses, incidents happen. Whether these incidents result in property damage, bodily injury, or both, they can be costly for businesses to deal with. As such, it is important for your business to be covered for a variety of possible risks. A commercial general liability (CGL) policy protects your business from financial loss should you be
Legalized Marijuana and Employment: Off-duty Use and Drug Testing
While all marijuana use remains illegal under federal law, most states have enacted laws that allow certain uses of marijuana or a marijuana derivative. None of these laws place any restrictions on an employer’s right to administer drug tests or to prohibit their employees from using or being under the influence of marijuana at work or during work hours. However,
Keep Mold Out of Your Home
Molds are organisms that breakdown animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems, and on pets, clothing, and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles or wallpaper to grow. Mold not only damages your property,
Property Management Risk Insights – Winter Weather Liabilities
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, snow and ice buildup means a hazard with the potential for costly liability. If you deal with either commercial
Post-Vaccination Considerations for Workplaces
Workplaces need strategies to appropriately evaluate and manage employees who have signs and symptoms after receiving a COVID-19 vaccine. Occupational health programs and public health officials can use these strategies, which apply to employees [ 1 ] working in various settings. This information is applicable for 1–3 days after a healthcare worker or other employee receives a vaccine dose. This approach minimizes
