PERSONAL INSURANCE

Are you tired of the traditional underwriting process where all your insurer wants is to sell you a policy and collect premiums?

Then it’s time to switch insurers and completely reconceptualize your idea of what insurance can be.  When you turn to CIA Insurance, our focus is not on commissions or selling as many standard policies as possible.  Instead, our priority is empowering our clients to understand the full scope of their risks, how they can manage these risks, and how they can secure the right coverage solutions in an increasingly complicated insurance market.

The Pathway Process

At CIA Insurance, we use our progressive Pathway Process to gain a comprehensive understanding of your individual risk factors. We then analyze these threats and create a custom risk management plan to help you understand how you can protect yourself with mitigation strategies and coverage solutions.

Risk Management

Rather than simply forcing you into a policy that you don’t really understand (or need), we offer you an individualized, proactive, and cost-effective insurance experience.

To start, we take the time to really understand your situation and determine the personal risks that you face. From there, we highlight the opportunities that you have to address these risks and offer strategies that you can use to accomplish this goal. For the risks that you cannot effectively manage on your own, we offer budget-friendly and highly customizable coverage options to meet every need.

As part of our risk management services, we offer our clients the opportunity to join strategic programs that help them prepare for any threats that they might encounter down the line.

Let’s Get Transparent

Our Goal is to Educate the Consumer

The last thing you should do is get an apples to apples comparison on your current policy. The main focus should be an assessment of your past, current, and future situation to determine the right coverage for you.

For example, if you have a finished basement with 100k invested we want to ask the right questions to ensure you’re in the best possible position to minimize risk and save money.

Is your sump pump alarmed?

Is it a central or local alarm?

Do you have a redundant or backup system?

We have pre-made tools to recommend a system and a contractor, with an expected cost, to install it. This risk management strategy would more than pay for itself over the long run.

Claims Advice & Consulting Services

Your claims history has a huge impact on the cost of your future insurance policies. This is why it’s so important to ensure that your claims are managed delicately. If you are facing a claims situation, then contact us first. Our consulting department will offer the unbiased and trustworthy advice that you need to approach the situation with confidence.

Are you ready to take a more proactive approach to your personal insurance? Then it’s time to see what our Pathway Process can do for you. Contact us today for a truly ground-breaking risk management and asset protection experience.

Let's get down to business.