These mistakes will cost you dearly.
As a fleet manager, your business relies on the safety and efficiency of your drivers. However, as the pressure to meet delivery deadlines mounts, your drivers may be more likely to make risky decisions that put themselves and others at risk. While having the right business insurance, is one way to mitigate your risk, this isn’t always enough. Rather than relying on your insurance, you need to be proactive about managing your risk. To protect your company, here are some of the precautions you should take.
1) Implement Stricter Hiring Protocols
If you have an open position, then you need to carefully vet applicants to ensure that they have the necessary skills and meet the expected safety standards. When hiring a driver, you should review their driving history to ensure that they do not have a past of reckless driving. Additionally, you should administer a field test so you can evaluate the applicant’s ability to drive safely. While you might feel pressure to fill an open position quickly, you should never cut corners when it comes to hiring drivers for your business.
2) Do Not Retain Risky Employees
If an employee has proven themselves to be a risky driver, then you cannot afford to keep them on your payroll. While they might have avoided serious accidents thus far, their luck will inevitably run out. When it does, you do not want to be on the hook for the cost of the accident. Rather than leaving yourself open to risk, make sure that you take steps to terminate irresponsible drivers.
3) Do Not Place Drivers in Unsafe Conditions
As a business owner, you should always prioritize safety over deadlines. When you focus on numbers and time, you may inadvertently be creating an unsafe work environment for your staff. Because your staff is focusing on numbers rather than their safety, they are more likely to engage in risky driving behaviors. As a result, they are more likely to get into accidents.
As a fleet manager, these are some of the things that you can do to reduce your risk of costly accidents. Want the right business insurance, to fall back on? Then contact the experts at CIA Insurance and Risk Management. We are ready to assist you with all your commercial coverage needs today.
Post written by Sophia Najjar, Vice President | Commercial Risk Management (CRM)
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