By Stratosphere Marketing No comments yet home insurance, homeowners insurance in Shelby Township, Mold Out of Your Home, tips for insurance buyers
Molds are organisms that break down animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems, and on pets, clothing, and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles, or wallpaper, to grow. Mold not only damages your
By CIA Insurance & Risk Management No comments yet Underinsuring Your Home
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home is protected to an extent
By CIA Insurance & Risk Management No comments yet Cyber Attack, Cybercriminals and Infrastructure Attacks
Ransomware attacks on critical infrastructure increased in 2021, hitting 14 of the 16 critical infrastructure sectors in the United States, according to a report from cybersecurity authorities in multiple countries. Ransomware trends and recommendations were laid out in a Joint Cybersecurity Advisory, coauthored by cybersecurity agencies in the United States, United Kingdom, and Australia. The report noted that evolving tactics
By CIA Insurance & Risk Management No comments yet Data Breaches Rose, Identity Theft Resource Center
According to the Identity Theft Resource Center’s (ITRC) annual report—which advocated for more effective laws and regulations to better protect victims of identity fraud—2021 marked a milestone year with a record-setting number of data compromise events. ITRC recorded 1,862 data compromise events in 2021, up 68% from 2020 and 23% over the previous high of 1,506. Although the number of
By CIA Insurance & Risk Management No comments yet home insurance, home insurance costs
You have probably noticed higher prices in many areas of your life – from what you pay at the gas pump to the grocery store, for shipping and more. Home insurance rates are not immune to this trend. Across the industry in most markets and with most insurance companies, whether you’ve had a claim or not, home insurance premiums are
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