Personal

7
Nov

Here’s What Personal Umbrella Insurance Can Do for You

Here’s what you need to know about personal umbrella insurance. While your homeowners, auto, and other forms of personal insurance offer liability coverage, there’s no guarantee that this coverage is enough.  All policies have coverage limits and exclusions, meaning that your policies could leave you exposed to dangerous coverage gaps.  Fortunately, there is a way to extend your personal liability

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24
Oct

Identifying the Main Differences Between Personal and Commercial Auto Insurance

How commercial auto insurance protects your business. If you own a car, then you know that you need to secure car insurance.  Well, the same goes for your business.  If your company owns and operates vehicles, then you need to secure commercial auto insurance to protect your company cars and the employees that drive them.  But what makes commercial auto

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10
Oct

Essential Things to Know About Your Homeowners Insurance

Answering commonly asked questions about home insurance. As a new homeowner, you want to do everything in your power to protect your home, belongings, and loved ones.  The best way to safeguard the people and things that you love most is by securing comprehensive homeowners insurance in Detroit, Michigan.  But what do you really know about this coverage?  Here are

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5
Sep

What the No-Fault Auto Reform Means for Michigan Motorists

Understanding Michigan’s new auto reform. Recently, the state of Michigan agreed to a historic deal that reformed the state’s no-fault auto insurance system.  Specifically, the deal allows drivers more freedom when choosing car insurance coverage, such as allowing them to choose their own level of personal injury protection coverage.  But how exactly does this reform affect drivers and their auto

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8
Aug

Homeowners Insurance Vs. Inland Marine Insurance

How are homeowners and inland marine insurance different when it comes to coverage for your belongings? Part of your responsibility as a homeowner is securing the right insurance coverage to take care of the personal possessions you keep on your property.  Fortunately, standard homeowners insurance automatically offers policyholders coverage for their belongings.  While this coverage is typically adequate, there are some

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18
Jul

What to Know About American Patients First Initiative

Learn more about the Trump administration’s initiative to regulate prescription drug costs and improve healthcare transparency. In 2018, the Trump administration began exploring new strategies to regulate prescription drug costs and improve healthcare transparency.  This initiative, titled American Patients First, finally saw some progress when new regulations were passed in May of this year.  These regulations were passed with the

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11
Jul

Take These Precautions to Keep Your Home Safe While You’re on Vacation

Take these home safety precautions before leaving on your vacation. Are you taking a vacation this summer?  If so, then the last thing you want is for your relaxing getaway to be interrupted by the news of a home break-in.  This is why it’s so important to take home security steps before leaving on your trip.  While having the right

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27
Jun

Purchase Eligible Products on Amazon with Your HSA or FSA

Online retailer Amazon recently announced that you can now use your flexible spending account (FSA) or health savings account (HSA) to purchase eligible medical products on its site.  Amazon’s FSA and HSA stores enable you to add your respective health payment card to the site and shop for your eligible products as you would shop for any other item. What

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6
Jun

How Homeowners Can Manage Their Risk When Working with Contractors

Protect yourself when working with home contractors. As a homeowner, you will eventually need to hire a contractor to address property repairs or renovations.  While this might seem like a routine task, it’s important to understand that that working with a contractor exposes you to major risks.  Fortunately, there are steps that you can take to minimize your risks.  From

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9
May

What Homeowners Need to Know About Sewer Backup Coverage

Insurance to protect your property from sewer backup damage. As a homeowner, it’s vital to protect your property with the right insurance coverage.  While standard home insurance policies offer coverage for physical damages your home sustains, there are limitations to this coverage.  For instance, most standard homeowner’s insurance offers limited sewer back up, or no coverage at all, without a

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