Homeowners Insurance Vs. Inland Marine Insurance

How are homeowners and inland marine insurance different when it comes to coverage for your belongings? Part of your responsibility as a homeowner is securing the right insurance coverage to take care of the personal possessions you keep on your property.  Fortunately, standard homeowners insurance automatically offers policyholders coverage for their belongings.  While this coverage is typically adequate, there are some

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What to Know About American Patients First Initiative

Learn more about the Trump administration’s initiative to regulate prescription drug costs and improve healthcare transparency. In 2018, the Trump administration began exploring new strategies to regulate prescription drug costs and improve healthcare transparency.  This initiative, titled American Patients First, finally saw some progress when new regulations were passed in May of this year.  These regulations were passed with the

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Take These Precautions to Keep Your Home Safe While You’re on Vacation

Take these home safety precautions before leaving on your vacation. Are you taking a vacation this summer?  If so, then the last thing you want is for your relaxing getaway to be interrupted by the news of a home break-in.  This is why it’s so important to take home security steps before leaving on your trip.  While having the right

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Purchase Eligible Products on Amazon with Your HSA or FSA

Online retailer Amazon recently announced that you can now use your flexible spending account (FSA) or health savings account (HSA) to purchase eligible medical products on its site.  Amazon’s FSA and HSA stores enable you to add your respective health payment card to the site and shop for your eligible products as you would shop for any other item. What

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How Homeowners Can Manage Their Risk When Working with Contractors

Protect yourself when working with home contractors. As a homeowner, you will eventually need to hire a contractor to address property repairs or renovations.  While this might seem like a routine task, it’s important to understand that that working with a contractor exposes you to major risks.  Fortunately, there are steps that you can take to minimize your risks.  From

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What Homeowners Need to Know About Sewer Backup Coverage

Insurance to protect your property from sewer backup damage. As a homeowner, it’s vital to protect your property with the right insurance coverage.  While standard home insurance policies offer coverage for physical damages your home sustains, there are limitations to this coverage.  For instance, most standard homeowner’s insurance offers limited sewer back up, or no coverage at all, without a

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What You Should Do to Assist with Your Total Loss Vehicle Claim

Here are some of the steps that you should take when your car has been declared a total loss. If you’ve been in a major auto accident, then there’s a good chance that your insurer will deem your car a total loss.  A total loss claim occurs when the damages to your car exceed a certain percentage of its actual

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Important Health Insurance Terms That You Should Know

Here are some essential health insurance terms defined and explained. For those of us who are not highly experienced in the health insurance industry, navigating the market can be a confusing and stressful experience.  To make matters worse, the health insurance terms that are continually tossed around can make things even more unclear.  To help you gain a better understanding

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Making These Auto Insurance Mistakes Could Cost You

Don’t make these expensive car insurance mistakes. For many car owners, securing and managing their auto insurance is a challenging task.  As a result, they often make mistakes when it comes to their coverage.  Because these missteps can result in losses, it’s important that you do not make these expensive car insurance mistakes.  Here are some of the common errors

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