Personal

9
Jan

Reasons Why Your Home Insurance Premiums Increase at Renewal Time

Which factors can lead to higher homeowners insurance rates? Now that 2020 is here, you may be getting ready to renew your homeowners insurance.  Leading up to your renewal period, your insurance provider will give you a summary of your coverage and alert you to any premium changes.  If your premiums have gone up, there are many reasons that can

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12
Dec

Watch Out for These Driving Risks This Winter

Don’t let bad winter road conditions put you at risk. According to the U.S. DOT Federal Highway Administration, 22% of all car accidents are related to the weather.  Because winter sees some of the most extreme weather conditions (snow, ice, wind, freezing temperatures, etc.), it’s easy to see why winter is considered the most dangerous time of year for drivers. 

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5
Dec

How You Can Prevent Home Insurance Claims this Winter

Protect your home this winter. While you may be looking forward to a fun and festive holiday season, it’s important to remember that you still face risks as a homeowner.  In fact, there are several types of insurance claims that are more common during the month of December than any other month of the year.  If you want to avoid

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21
Nov

Essential Questions to Ask When Reviewing Your Insurance Policies

These questions should guide your year-end insurance review. Whether it be your auto, life, or business insurance, all your policies should be reviewed on an annual basis.  If you haven’t already updated your policies this year, then time is of the essence.  Ready to review your insurance policies but not sure where to begin?  Then ask yourself these questions to get

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7
Nov

Here’s What Personal Umbrella Insurance Can Do for You

Here’s what you need to know about personal umbrella insurance. While your homeowners, auto, and other forms of personal insurance offer liability coverage, there’s no guarantee that this coverage is enough.  All policies have coverage limits and exclusions, meaning that your policies could leave you exposed to dangerous coverage gaps.  Fortunately, there is a way to extend your personal liability

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24
Oct

Identifying the Main Differences Between Personal and Commercial Auto Insurance

How commercial auto insurance protects your business. If you own a car, then you know that you need to secure car insurance.  Well, the same goes for your business.  If your company owns and operates vehicles, then you need to secure commercial auto insurance to protect your company cars and the employees that drive them.  But what makes commercial auto

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10
Oct

Essential Things to Know About Your Homeowners Insurance

Answering commonly asked questions about home insurance. As a new homeowner, you want to do everything in your power to protect your home, belongings, and loved ones.  The best way to safeguard the people and things that you love most is by securing comprehensive homeowners insurance in Detroit, Michigan.  But what do you really know about this coverage?  Here are

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5
Sep

What the No-Fault Auto Reform Means for Michigan Motorists

Understanding Michigan’s new auto reform. Recently, the state of Michigan agreed to a historic deal that reformed the state’s no-fault auto insurance system.  Specifically, the deal allows drivers more freedom when choosing car insurance coverage, such as allowing them to choose their own level of personal injury protection coverage.  But how exactly does this reform affect drivers and their auto

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8
Aug

Homeowners Insurance Vs. Inland Marine Insurance

How are homeowners and inland marine insurance different when it comes to coverage for your belongings? Part of your responsibility as a homeowner is securing the right insurance coverage to take care of the personal possessions you keep on your property.  Fortunately, standard homeowners insurance automatically offers policyholders coverage for their belongings.  While this coverage is typically adequate, there are some

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18
Jul

What to Know About American Patients First Initiative

Learn more about the Trump administration’s initiative to regulate prescription drug costs and improve healthcare transparency. In 2018, the Trump administration began exploring new strategies to regulate prescription drug costs and improve healthcare transparency.  This initiative, titled American Patients First, finally saw some progress when new regulations were passed in May of this year.  These regulations were passed with the

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