As a consequence of the global pandemic, employers are struggling to provide voluntary benefits plans and profit-sharing bonuses to their employees. Thus, the Department of Treasury and the Department of Labor (DOL) announced relief measures to help the participants and beneficiaries of the International Foundation of Employee Benefit Plans. These rules will allow extensions for the deadlines, making it easier for participants
In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Large corporations and privately held companies, including non-profits, are not exempt from litigation arising out of the management decisions of their boards. Regardless of your company’s size, the legal cost to defend a director is substantial, as are the potential
What you need to know about the different coverage levels of HO-3 and HO-5 home insurance policies. When it comes to homeowners insurance in Michigan, many people assume that all policies are the same. However, this isn’t the case. In fact, there are actually different categories of home insurance that offer various levels of coverage. For instance, when it
Don’t believe these common insurance misconceptions. While most people understand the need to secure different types of insurance, when it comes down to it, the general public knows very little about the world of insurance. Unfortunately, this lack of knowledge often leads to misunderstandings, and belief in common insurance misconceptions can cause people to make uninformed coverage decisions. To ensure
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