By CIA Insurance & Risk Management No comments yet guide for personal liability insurance, personal liability insurance coverage, personal liability insurance coverage guide, personal liability insurance guide
When accidents happen on your property, you can be held responsible for medical costs, pain and suffering, and other damages to an injured party. As reported by the Insurance Information Institute (III), about 5% of insured homes file a claim every year. With liability losses amounting to hundreds of thousands of dollars, a single lawsuit can threaten your finances. To
In times of crisis, American insurance companies usually offer extended insurance grace periods to their customers affected by such disasters. For instance, after the wildfires of 2019, the California Department of Insurance (CDI) instructed all insurance companies in the state to grant 60-day insurance grace periods for their customers, particularly customers in wildfire-prone areas. Similarly, when Hurricane Harvey hit Texas
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