By Stratosphere Marketing No comments yet insurance, insurance trends, market outlook, tips for insurance buyers
Like other lines of insurance, the employment practices liability (EPL) insurance market has hardened. As such, the first half of 2022 saw the majority of insureds experience rate increases. The extent of these rate increases varied based on sector, location, potential exposures and prior losses. Most policyholders with good claims history encountered moderate rate increases, ranging between 5%-15%, according to
By Stratosphere Marketing No comments yet auto insurance, auto insurance refunds, insurance and financial services
The Michigan Department of Insurance and Financial Services has developed this FAQ document to help answer questions about the upcoming auto insurance refunds. Please use the content below as appropriate for your stakeholders: Why are Michiganders getting auto insurance refunds? Thanks to Michigan’s historic, bipartisan auto insurance reform law passed by the Michigan Legislature and signed by Governor Whitmer in
By CIA Insurance & Risk Management No comments yet Liabilities, Winter Weather Liabilities
The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, snow and ice buildup means a hazard with the potential for costly liability. If you deal with either commercial
By CIA Insurance & Risk Management No comments yet flood insurance, myth busters, personal property insurance
It can happen in all 50 states. That leaves a lot of residents and business owners vulnerable to the risks of floods. However, many Michigan residents don’t currently have flood insurance. Our clients may have misinformation about the National Flood Insurance Program (NFIP), and you might not know when, where, or how to purchase flood insurance — CIA Insurance wants
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