2022 EPL Insurance Midyear Market Out

Like other lines of insurance, the employment practices liability (EPL) insurance market has hardened. As such, the first half of 2022 saw the majority of insureds experience rate increases. The extent of these rate increases varied based on sector, location, potential exposures and prior losses. Most policyholders with good claims history encountered moderate rate increases, ranging between 5%-15%, according to

Read more


MCCA Refunds: Answers to Frequently Asked Questions

The Michigan Department of Insurance and Financial Services has developed this FAQ document to help answer questions about upcoming auto insurance refunds. Please use the content below as appropriate for your stakeholders: Why are Michiganders getting auto insurance refunds? Thanks to Michigan’s historic, bipartisan auto insurance reform law passed by the Michigan Legislature and signed by Governor Whitmer in 2019,

Read more


Property Management Risk Insights – Winter Weather Liabilities

The winter months bring more than just cold weather and shorter days; they bring the possibility for winter storms that may result in a snow- and ice-covered landscape. While it may be a winter wonderland for some, as a property manager, snow and ice buildup means a hazard with the potential for costly liability. If you deal with either commercial

Read more


Did You Know that Flooding is America’s No. 1 Natural Disaster?

It can happen in all 50 states. That leaves a lot of residents and business owners vulnerable to the risks of floods. However, many Michigan residents don’t currently have flood insurance. Our clients may have misinformation about the National Flood Insurance Program (NFIP), and you might not know when, where, or how to purchase flood insurance — CIA Insurance wants

Read more


Do You Need Umbrella Insurance?

Tap to call