Archive

11
May

Building Trust Among Employees Amid the COVID-19 Pandemic

4
May

DOL Issues Model Notices, FAQs for COBRA Subsidy in the ARPA

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22
Apr

Personal Umbrella Liability Insurance

28
Dec

Automobile Insurance Guide

9
Apr

Understanding the Difference Between HO-3 and HO-5 Home Policies

  What you need to know about the different coverage levels of HO-3 and HO-5 home insurance policies. When it comes to homeowners insurance in Michigan, many people assume that all policies are the same.  However, this isn’t the case.  In fact, there are actually different categories of home insurance that offer various levels of coverage.  For instance, when it

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26
Mar

What the State of the Union Address Means for Employee Benefits

How Trump’s 2020 State of the Union Address could affect the employee benefits market. On February 4, 2020, President Donald Trump gave the annual State of the Union Address.  This year, Trump’s speech covered a range of topics that could potentially impact the employee benefits industry.  Curious to learn more?  Then here is a brief overview of how the 2020

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19
Mar

Dispelling Common Misconceptions About the Insurance Industry

Don’t believe these common insurance misconceptions. While most people understand the need to secure different types of insurance, when it comes down to it, the general public knows very little about the world of insurance.  Unfortunately, this lack of knowledge often leads to misunderstandings, and belief in common insurance misconceptions can cause people to make uninformed coverage decisions.  To ensure

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12
Mar

Comparing Professional Liability and Errors and Omissions Insurance

Are these commercial coverages actually different? If you own a company and are looking to secure the right business insurance in Michigan, then you have probably heard about professional liability insurance.  However, you may have also heard this coverage referred to as errors and omissions (E&O) insurance.  But are these types of coverage really the same?  Here’s what business owners

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5
Mar

How Michigan’s Auto Reform Will Affect Policy Renewals in 2020

Find out what the state’s auto reform will mean for drivers. While auto insurance rates have increased throughout the country, Michigan drivers have faced the most significant premium hikes.  To combat these exorbitant rates, the state passed a sweeping auto insurance reform that will go into effect on July 1 of this year.  But what do these changes mean for

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27
Feb

Reviewing the Repeal of the Cadillac and Other ACA Taxes

Understanding the effects of the three repealed ACA taxes and fees. On December 20, 2019, the Trump administration signed the 2019 continuing spending resolution that repealed several Affordable Care Act (ACA) taxes.  With these repeals coming into effect this year and next, it’s important for employers to understand how the repeals will affect their bottom lines.  To keep you informed,

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COVID-19 Update :


At CIA Insurance, we are doing everything we can to keep you up to date on COVID-19. Please check back for up to date resources.Learn More