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Exploring Alternative Forms of Funding for Your Employee Benefits Plan
Employers, consider these alternative funding approaches for employee health benefits. In the past, alternative funding solutions for health benefits were primarily available to large corporations. However, shifts in the in the group health insurance market has completely changed the landscape. Today, smaller and mid-sized businesses can also benefit from options aside from being fully self-funded. Here are some of the
4 Tips to Help Your Small Business Stand Out from the Competition
Try out these suggestions to make your small business stand out from the competition. Promoting your small business is a difficult task. Not only do you need to worry about other small businesses in the area, but you also have to compete with big-name corporations with much bigger marketing budgets and client bases. However, you shouldn’t feel discouraged as there
Risk Management Considerations for Hiring Independent Contractors
Learn about the risk management strategies you should employ when it comes to working with independent contractors. As a business owner, it is your responsibility to mitigate your company’s risk. However, this task is easier said than done, especially if you routinely work with independent contractors or subcontractors. Fortunately, there are steps that you can take to ensure that you
What Homeowners Need to Know About Sewer Backup Coverage
Insurance to protect your property from sewer backup damage As a homeowner, it’s vital to protect your property with the right insurance coverage. While standard home insurance policies offer coverage for physical damages your home sustains, there are limitations to this coverage. For instance, most standard homeowner’s insurance offers limited sewer back up, or no coverage at all, without a
What You Should Do to Assist with Your Total Loss Vehicle Claim
Here are some of the steps that you should take when your car has been declared a total loss. If you’ve been in a major auto accident, then there’s a good chance that your insurer will deem your car a total loss. A total loss claim occurs when the damages to your car exceed a certain percentage of its actual
