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Understanding the Difference Between HO-3 and HO-5 Home Policies
What you need to know about the different coverage levels of HO-3 and HO-5 home insurance policies When it comes to homeowners insurance in Michigan, many people assume that all policies are the same. However, this isn’t the case. In fact, there are actually different categories of home insurance that offer various levels of coverage. For instance, when it comes
What the State of the Union Address Means for Employee Benefits
How Trump’s 2020 State of the Union Address could affect the employee benefits market. On February 4, 2020, President Donald Trump gave the annual State of the Union Address. This year, Trump’s speech covered a range of topics that could potentially impact the employee benefits industry. Curious to learn more? Then here is a brief overview of how the 2020
Dispelling Common Misconceptions About the Insurance Industry
Don’t believe these common insurance misconceptions. While most people understand the need to secure different types of insurance, when it comes down to it, the general public knows very little about the world of insurance. Unfortunately, this lack of knowledge often leads to misunderstandings, and belief in common insurance misconceptions can cause people to make uninformed coverage decisions. To ensure
Comparing Professional Liability and Errors and Omissions Insurance
Are these commercial coverages actually different? If you own a company and are looking to secure the right business insurance in Michigan, then you have probably heard about professional liability insurance. However, you may have also heard this coverage referred to as errors and omissions (E&O) insurance. But are these types of coverage really the same? Here’s what business owners
How Michigan’s Auto Reform Will Affect Policy Renewals in 2020
Find out what the state’s auto reform will mean for drivers. While auto insurance rates have increased throughout the country, Michigan drivers have faced the most significant premium hikes. To combat these exorbitant rates, the state passed a sweeping auto insurance reform that will go into effect on July 1 of this year. But what do these changes mean for
