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What the No-Fault Auto Reform Means for Michigan Motorists
Understanding Michigan’s new auto reform. Recently, the state of Michigan agreed to a historic deal that reformed the state’s no-fault auto insurance system. Specifically, the deal allows drivers more freedom when choosing car insurance coverage, such as allowing them to choose their own level of personal injury protection coverage. But how exactly does this reform affect drivers and their auto
Breaking Down 3 Misunderstood Types of Commercial Insurance
Here are some of the most commonly misunderstood business insurance policies explained in more detail. As a business owner, you know that you are responsible for securing insurance for your company. However, the commercial insurance market can be overwhelming with all the options and carriers out there. To make matters worse, many business owners attempt to navigate the market with
What Small Businesses Need to Know About EPLI
Why your small business needs the protection offered by EPLI. While most small business owners know how important it is to secure the right commercial coverages, many only think about general liability, commercial property, and workers compensation insurance. However, there is actually a wide variety of business insurance in Detroit, Michigan that can protect against your company’s specific risks. One type of
What to Know About New HRA Expansion Rule
Learn how the new HRA final rule offers employers and employees new opportunities. On June 13, 2019, the Department of Labor, the Department of Health and Human Services, and the Treasury Department issued a rule that expands the use of HRAs (health reimbursement arrangements) in the workplace. The rule creates two new types of HRAs (individual coverage HRAs and excepted
Homeowners Insurance Vs. Inland Marine Insurance
How are homeowners and inland marine insurance different when it comes to coverage for your belongings? Part of your responsibility as a homeowner is securing the right insurance coverage to take care of the personal possessions you keep on your property. Fortunately, standard homeowners insurance automatically offers policyholders coverage for their belongings. While this coverage is typically adequate, there are some
