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Here’s What Personal Umbrella Insurance Can Do for You
Here’s what you need to know about personal umbrella insurance. While your homeowners, auto, and other forms of personal insurance offer liability coverage, there’s no guarantee that this coverage is enough. All policies have coverage limits and exclusions, meaning that your policies could leave you exposed to dangerous coverage gaps. Fortunately, there is a way to extend your personal liability
What to Know About the Mental Health Parity and Addiction Equity Act (MHPAEA)
How the MHPAEA changes how employee benefits are allocated. Recently, the Department of Labor, the Department of Human Services, and the Treasury Department have come together to promote compliance with the Mental Health Parity and Addiction Equity Act (MHPAEA). This Act requires that mental health and substance abuse disorder (MH/SUD) benefits be treated equally to medical and surgical benefits. MHPAEA’s
Identifying the Main Differences Between Personal and Commercial Auto Insurance
How commercial auto insurance protects your business. If you own a car, then you know that you need to secure car insurance. Well, the same goes for your business. If your company owns and operates vehicles, then you need to secure commercial auto insurance to protect your company cars and the employees that drive them. But what makes commercial auto
How Medicare Changes Will Affect Nursing Homes and Home Healthcare
Understanding the effect that Medicare’s new payment model has on skilled-nursing facilities. On October 1st, Medicare enacted its new Patient Driven Payment Model (PDPM). This model changes how skilled-nursing facilities are paid under Medicare by moving away from a reimbursement system based on the volume of therapy services a patient receives. Under PDPM, reimbursement will be based on the patient’s
Essential Things to Know About Your Homeowners Insurance
Answering commonly asked questions about home insurance. As a new homeowner, you want to do everything in your power to protect your home, belongings, and loved ones. The best way to safeguard the people and things that you love most is by securing comprehensive homeowners insurance in Detroit, Michigan. But what do you really know about this coverage? Here are
