Here are some of the most commonly misunderstood business insurance policies explained in more detail. As a business owner, you know that you are responsible for securing insurance for your company. However, the commercial insurance market can be overwhelming with all the options and carriers out there. To make matters worse, many business owners attempt to navigate the market with
Why your small business needs the protection offered by EPLI. While most small business owners know how important it is to secure the right commercial coverages, many only think about general liability, commercial property, and workers compensation insurance. However, there is actually a wide variety of business insurance in Detroit, Michigan that can protect against your company’s specific risks. One type of
Learn how the new HRA final rule offers employers and employees new opportunities. On June 13, 2019, the Department of Labor, the Department of Health and Human Services, and the Treasury Department issued a rule that expands the use of HRAs (health reimbursement arrangements) in the workplace. The rule creates two new types of HRAs (individual coverage HRAs and excepted
How establishing a return-to-work program will help your business’s bottom line. As an employer, one of the last things that you want to deal with is an employee injury. Unfortunately, inadequate handling of workplace injuries can mean that employees are absent far longer than necessary. To make matters worse, the longer an employee is out of the workplace, the less
Learn about the DOL’s new opinion letter on the FMLA. Recently, the DOL (Department of Labor) announced the introduction of an opinion letter regarding wage and hour compliance with the Family and Medical Leave Act (FMLA). The opinion letter (FMLA2019-1-A) lays out the DOL’s official written opinion on employers’ obligation to designate FMLA. Curious to learn about DOL’s new opinion