Homeowners Insurance
Five ways your insurance agent can help in the home-buying process
Each year, millions of people buy homes. Most know that a realtor and mortgage lender can be a huge help in the process. A little-known secret though, is that an independent agent can be equally valuable in the home-buying process – providing critical information that can help you with your home-buying decisions. Here’s how your independent insurance agent can be
Home Matters- Keep Mold Out of Your Home
Molds are organisms that break down animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems, and on pets, clothing, and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles, or wallpaper, to grow. Mold not only damages your
How to Avoid Underinsuring Your Home
Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home is protected to an extent
Officials Saw More Professional Cybercriminals and Infrastructure Attacks in 2021
Ransomware attacks on critical infrastructure increased in 2021, hitting 14 of the 16 critical infrastructure sectors in the United States, according to a report from cybersecurity authorities in multiple countries. Ransomware trends and recommendations were laid out in a Joint Cybersecurity Advisory, coauthored by cybersecurity agencies in the United States, United Kingdom, and Australia. The report noted that evolving tactics
Data Breaches Rose 68% in 2021, Hitting a New High With No Signs of Slowing
According to the Identity Theft Resource Center’s (ITRC) annual report—which advocated for more effective laws and regulations to better protect victims of identity fraud—2021 marked a milestone year with a record-setting number of data compromise events. ITRC recorded 1,862 data compromise events in 2021, up 68% from 2020 and 23% over the previous high of 1,506. Although the number of
