Molds are organisms that break down animal matter and dead plants. Though most molds grow outdoors, they can travel inside by way of open windows and doors, air conditioning systems, and on pets, clothing, and shoes. Once inside your home, mold needs a moist food source, such as lint, ceiling tiles, or wallpaper, to grow. Mold not only damages your
You have probably noticed higher prices in many areas of your life – from what you pay at the gas pump to the grocery store, for shipping and more. Home insurance rates are not immune to this trend. Across the industry in most markets and with most insurance companies, whether you’ve had a claim or not, home insurance premiums are
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