Dispelling Common Misconceptions About the Insurance Industry

Don’t believe these common insurance misconceptions. While most people understand the need to secure different types of insurance, when it comes down to it, the general public knows very little about the world of insurance.  Unfortunately, this lack of knowledge often leads to misunderstandings, and belief in common insurance misconceptions can cause people to make uninformed coverage decisions.  To ensure

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How Michigan’s Auto Reform Will Affect Policy Renewals in 2020

Find out what the state’s auto reform will mean for drivers. While auto insurance rates have increased throughout the country, Michigan drivers have faced the most significant premium hikes.  To combat these exorbitant rates, the state passed a sweeping auto insurance reform that will go into effect on July 1 of this year.  But what do these changes mean for

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Securing Liability Protection for Your Recreational Vehicles

Why you should list snowmobiles, jet skis, and other toys for personal liability coverage. If you carry homeowners, renters, or condo insurance, then your policy provides personal liability coverage.  This type of insurance is designed to protect your current and future assets in the event that you or a member of your household is accused of causing injuries or property

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Reasons Why Your Home Insurance Premiums Increase at Renewal Time

Which factors can lead to higher homeowners insurance rates? Now you may be getting ready to renew your homeowners insurance.  Leading up to your renewal period, your insurance provider will give you a summary of your coverage and alert you to any premium changes.  If your premiums have gone up, there are many reasons that can explain the increase. Here

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Watch Out for These Driving Risks This Winter

Don’t let bad winter road conditions put you at risk. According to the U.S. DOT Federal Highway Administration, 22% of all car accidents are related to the weather.  Because winter sees some of the most extreme weather conditions (snow, ice, wind, freezing temperatures, etc.), it’s easy to see why winter is considered the most dangerous time of year for drivers. 

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