How Homeowners Can Manage Their Risk When Working with Contractors

Protect yourself when working with home contractors. As a homeowner, you will eventually need to hire a contractor to address property repairs or renovations.  While this might seem like a routine task, it’s important to understand that that working with a contractor exposes you to major risks.  Fortunately, there are steps that you can take to minimize your risks.  From

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What Homeowners Need to Know About Sewer Backup Coverage

Insurance to protect your property from sewer backup damage As a homeowner, it’s vital to protect your property with the right insurance coverage.  While standard home insurance policies offer coverage for physical damages your home sustains, there are limitations to this coverage.  For instance, most standard homeowner’s insurance offers limited sewer back up, or no coverage at all, without a

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What You Should Do to Assist with Your Total Loss Vehicle Claim

Here are some of the steps that you should take when your car has been declared a total loss. If you’ve been in a major auto accident, then there’s a good chance that your insurer will deem your car a total loss.  A total loss claim occurs when the damages to your car exceed a certain percentage of its actual

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Important Health Insurance Terms That You Should Know

Here are some essential health insurance terms defined and explained. For those of us who are not highly experienced in the health insurance industry, navigating the market can be a confusing and stressful experience.  To make matters worse, the health insurance terms that are continually tossed around can make things even more unclear.  To help you gain a better understanding

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Making These Auto Insurance Mistakes Could Cost You

Don’t make these expensive car insurance mistakes. For many car owners, securing and managing their auto insurance is a challenging task.  As a result, they often make mistakes when it comes to their coverage.  Because these missteps can result in losses, it’s important that you do not make these expensive car insurance mistakes.  Here are some of the common errors

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