Personal
Five ways your insurance agent can help in the home-buying process
Each year, millions of people buy homes. Most know that a realtor and mortgage lender can be a huge help in the process. A little-known secret though, is that an independent agent can be equally valuable in the home-buying process – providing critical information that can help you with your home-buying decisions. Here’s how your independent insurance agent can be
Federal Agencies Issue COVID-19 Relief for Employee Benefit Plans
As a consequence of the global pandemic, employers are struggling to provide voluntary benefits plans and profit-sharing bonuses to their employees. Thus, the Department of Treasury and the Department of Labor (DOL) announced relief measures to help the participants and beneficiaries of the International Foundation of Employee Benefit Plans. These rules will allow extensions for the deadlines, making it easier for participants
Directors’ and Officers’ Liability Insurance
In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Large corporations and privately held companies, including non-profits, are not exempt from litigation arising out of the management decisions of their boards. Regardless of your company’s size, the legal cost to defend a director is substantial, as are the potential
Understanding the Difference Between HO-3 and HO-5 Home Policies
What you need to know about the different coverage levels of HO-3 and HO-5 home insurance policies When it comes to homeowners insurance in Michigan, many people assume that all policies are the same. However, this isn’t the case. In fact, there are actually different categories of home insurance that offer various levels of coverage. For instance, when it comes
